Surety bonding and funding for contractors
Surety bonds and mobilization funding for contractors
Get up to 20% of your contract value before you break ground. Cover bond premiums, materials, and equipment with no collateral required.
Applying does not affect your credit.
Up to $10 million
Bond amounts, no minimum
As fast as 1 hour
Bid bonds
As fast as same day
Payment and performance bonds
Up to 20%
Mobilization funding of contract price
Turnaround depends on complete information and underwriting review.
What we do
What CapStream does
One process covers bonding and funding, so you can pursue larger projects without waiting on two separate approvals.
Contractor surety bonds
Bid, performance, and payment bonds up to $10 million with no minimum, written against an approved bonding line.
Explore contractor surety bondsMobilization funding
Up to 20% of the contract price before the project starts, with no collateral required.
See how mobilization funding worksSBA Surety Bond Guarantee Program
A federal guarantee that lets small and newer contractors get bonded for work a traditional surety would decline.
Read about the SBA programWhy CapStream
Why contractors choose CapStream
Capacity, speed, and cash up front, from one underwriting file.
Higher bonding capacity
We use a financing commitment and the SBA Surety Bond Guarantee Program to increase your bond capacity.
How bonding lines raise capacityA digital process
One process, less paperwork, and a single platform for both bonding and funding.
Walk through the CapStream processCash before the project starts
Access up to 20% of the contract price to cover bond premiums, materials, and equipment rentals.
See what mobilization funding coversThe process
How it works
Four steps from first conversation to bonded work with cash in hand.
Share your company details
Send your company information, financials, and completed job history once.
Receive your bonding line
Underwriting sets your approved capacity, backed by a financing commitment.
Get your bid, performance, and payment bonds
Pull bonds project by project as you bid and win work.
Get mobilization funding for upfront project costs
Draw funding before you break ground to cover premiums, materials, and rentals.
Bond types
Bond types we write
Every bond is written against your approved CapStream bonding line.
Bid bonds
Show an owner your bid is serious. Issued as fast as 1 hour once you are approved.
Learn about bid bondsPerformance bonds
Guarantee to the owner that the project gets completed to the terms of the contract.
Learn about performance bondsPayment bonds
Guarantee that your subcontractors and suppliers are paid on the project.
Learn about payment bonds
Built for contractors
One file. Bonding capacity and working capital.
Traditional sureties look at your balance sheet alone. We pair underwriting with a financing commitment and the SBA guarantee, so capacity follows the work you can actually perform.
SBA-backed capacity
A federal guarantee behind your bond means approvals where traditional sureties decline.
Bid-deadline speed
Bid bonds as fast as 1 hour and final bonds as fast as same day.
No collateral required
Mobilization funding with no cash pledged against the line.
FAQ
Common questions
A surety bond is a three party agreement in which a surety guarantees to a project owner that a contractor will meet its obligations under a contract. It is a guarantee of performance, not an insurance policy for the contractor.
Once you are approved, bid bonds can be issued as fast as 1 hour after you send the bid details and an estimated job cost breakdown. Turnaround depends on complete information and underwriting review.
CapStream writes bonds up to $10 million. There is no minimum bond size.
CapStream provides mobilization funding of up to 20% of the contract price.
Prefer to talk it through? Call +1-646-442-1040
See how much bonding capacity and funding you qualify for
Requesting a bond or loan does not affect your credit.