How CapStream works
One process covers bonding and funding. Here is the path from first conversation to a bonded project with cash in hand.
Requesting a bond does not affect your credit.
The four steps
Share your company details
Send company information, financial statements, and completed job history once through the CapStream request form.
Requesting a bond does not affect your credit.
Receive your bonding line
Underwriting sets your single job and aggregate limits, backed by a financing commitment and the SBA guarantee where it helps.
Get bonds as you win work
Request bid bonds as fast as 1 hour, and performance and payment bonds as fast as same day after award.
Draw mobilization funding
Access up to 20% of the contract price before the project starts to cover premiums, materials, rentals, and early payroll.
What to have ready
Company
- Legal entity name and EIN
- Contractor license information
- Owner details
Financials
- Most recent year end statements
- Interim balance sheet and income statement
- Work in progress schedule
Project
- Bid documents or executed contract
- Owner name and bond forms required
- Startup costs you need funded
Timing you can plan around
Once you are approved, bid bonds can be issued as fast as 1 hour so you can meet a bid date. Performance and payment bonds can be issued as fast as same day after award, once the final contract and bond forms have been reviewed. Turnaround depends on complete information and underwriting review.
Mobilization funding is requested against the awarded contract and is designed to land before you mobilize, not after your first pay application.
Get your bonding line in motion
Requesting a bond or loan does not affect your credit.